COVID-19 Tests
Insurance Coverage

As of May 11, private insurers will no longer be mandated to provide coverage for the costs incurred by Covid-19 tests, spanning across both home tests and laboratory tests. However, there are still available opportunities to obtain full or partial coverage for these tests. Alternative avenues may exist for securing comprehensive or partial coverage.

Recent News Subject to Change

Since May 11, private insurers will no longer be required to cover the costs of Covid-19 tests, including both home tests and laboratory tests. While the federal government encourages continued coverage, insurance companies have the discretion to make their own decisions. The Blue Cross Blue Shield Association is evaluating how to inform members of these changes, and coverage may include reasonable limits on tests. Aetna did not provide details, while Cigna, Humana, and UnitedHealthcare did not respond to requests for comment. Medicare Part B beneficiaries will still have coverage for lab tests when prescribed by a provider, but home tests will not be covered. Medicaid plans will continue to cover all tests for free until September 2024. The US Centers for Disease Control and Prevention will support uninsured individuals and socially vulnerable communities as resources permit. ​ Read more at Fact Sheet: COVID-19 Public Health Emergency Transition Roadmap

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If you need assistance understanding the best way to obtain your Covid test, we are here to help. Contact us, and our dedicated team will guide you through the process. We will take the time to understand your current insurance conditions and provide personalized support to ensure you find the optimal Covid testing option. Our goal is to alleviate any confusion or uncertainty by offering expert advice and helping you navigate the available resources.